CLIENT TESTIMONIALS

I hereby would like to extend my most sincere gratitude to you, Christopher, for giving me the opportunity to participate in the introductory letter to your magazine “The Marbella Property Magazine®” vol. 10, which is a great honor for me. I take this opportunity to congratulate and thank you for the great promotional work you do all over the world of our city through your real estate agency Panorama. Warmest regards

When I decided to buy a house in Marbella last September 2018, I tried many real estate companies with very little success as no one interpreted what I was looking for and the taste and type of property that could match my lifestyle. A friend of mine recommended me Panorama and Mr Clover and was the best experience of all. Carmen Rivas worked with me with professionalism and perfect understanding of what I was looking for. I bought through Panorama a beautiful and cosy property. From the beginning to the end of the transaction, Panorama was the best choice for their seriousness and excellent service. Thank you to Mr Clover and his team of professionals!

It was a real pleasure to work with Panorama. In early 2018, we decided to buy a property in Marbella and we didn’t know any agencies there. Searching online we found Panorama, we contacted them via email enquiry form and quickly Bianca, a very nice and lovely lady at Panorama, responded to our inquiry and provided us with plenty useful information regarding the process of purchasing property in Marbella together with a large selection of properties available for our consideration. After two months of e-mail exchanges, we arrived in Marbella by mid-July and Bianca showed us a lot of lovely properties, and before leaving Marbella, we found and purchased our dream house. As we were not able to return for the closing of the transaction, Bianca connected us with her colleague Jo, yet another nice and lovely lady at Panorama, who is the Director of Client Services. Jo helped us get our new house ready, including repainting, stair protection, buying the furniture, changing the lock among many other things. On the 23rd December, upon our return to Marbella for the house warming, we were delighted to see that everything had been perfectly done and in perfect functioning order. We were very lucky to have found Panorama and in particularly Bianca and Jo, and thanks to their excellent job, we have now our dream house in Marbella!

Thanks to Christopher Clover and his team of professionals, in 1995 we bought a beautiful spacious beachside apartment with large terrace with beautiful views to the community and Mediterranean Sea within the urbanization of Marina Puente Romano. We decided to entrust Chris and his team once again with the sale of our property in 2018 with truly outstanding service on every level. In a few weeks he introduced us to a buyer and negotiated a very good price for our property. Everything was well organized and efficiently done including their help in organizing the moving company. We are very satisfied and will definitely recommend Chris Clover and the whole Panorama team without any reservations!

It is about time we wrote to Beatrice and Sorin to express our gratitude as an epilogue to the completion of our quest for the property best suited to our needs and desire. After several trips to Marbella and thanks to your advice, we zeroed in on “La Trinidad “as the place where we would like to spend time during the cold and rainy season in Brussels. We must say that meeting you both was quite a special and rewarding experience .You helped us in so many ways, your pleasant manners, your kindness and extremely competent guidance and warm support are truly unique. You made us aware of the drawbacks and positive features of the many properties you presented us. Panorama deserves its outstanding reputation and you as it’s dream team contributed so obviously to it. Meeting and getting to know its notorious leader Chris Clover was a great privilege. He is quite a personality and we enjoyed reading his reports on the real estate market present and future ….and his writings on the growth and development of Marbella for which he is an historic witness and essential contributor. Beatrice, Sorin we miss your genuine friendliness and your enthusiastic personalities. We hope to see you as soon as possible. Warmest regards.

I just want to drop you a note to tell you, especially Chris, what a wonderful experience working with Bianca has been. Bianca has gone above and beyond with her services and duties, and relieved us much of the pressure. She has facilitated absolutely everything and made each step for us as smooth as possible. You are indeed very lucky to have her. Might I add that if it wasn’t for your connection with Savills London we would not have been introduced to Panorama. Indeed your professionalism and superb efficiency allowed us to meet our target. Really a joy to have dealt with Panorama / Savills. I wish you and your company every success and thank you for all once again. Best regards.

Savills International Residential prides itself on working with the very best agents in their field and Panorama Properties is the epitome of that. With a track record of almost 50 years, the team at Panorama Properties take the upmost pride in everything that they do from their marketing initiatives to the first class service that they provide to their clients. We are delighted to have them as part of our international network.

We would like to thank Katinka and her father Christopher for all the assistance, kindness and cooperation during the time we did business together. We felt a warm and understanding atmosphere and that is also the advantage of a family business. We were also very pleased with Vedran, who responded quickly in a clear and transparent way. We are sorry for not coming to your office to personally thank you, but you can imagine, how busy we were in getting the house ready for the new owners. And after the completion at the notary we went back to Holland. Maybe we will meet again someday, until then.

It is always an honour and pleasure for our law firm, and especially for me, to work with Panorama. Christopher and his team, always attend to their clients in a very sincere and professional manner. We encourage Panorama to continue working in the way that they have been doing so well over the years and we hope we will carry on collaborating together in the years to come. With our best wishes,

Professionalism, ethics, reliability and dependability are rare qualities in today’s day and age. This is not the case with the team at Panorama, a company whose staff work more as if they are providing a service than as merely being a business broker. This characteristic is what makes Panorama stand out from other companies that have joined the Marbella real estate world over the last 40 years. There is a very important emotional aspect in buying a home, beyond one’s personal finances. This emotive factor is what distinguishes Alex Clover, whose human dimension, spirit of cooperation, his certain spontaneously naive sense of humour, and his personal honesty, make you immediately consider him A FRIEND. These virtues are, at my and Martha’s age and way of looking at life today, simultaneously essential and refreshing.

I was able to sell my property through Panorama, and I feel fortunate to have received such an exceptional service throughout the whole process. Especially, I would like to thank Alex for his kindness, professionalism, honesty and his constant willingness to help and guide me in several occasions. Your service was exquisite, not only through the sales process (where I really felt taken care of) but also after the sale was completed. Thank you Panorama! Your outstanding reputation (over so many years) is very well deserved, and thanks to you, Alex, for being not only a great professional but also a good person. Congratulations and I will undoubtedly recommend your services.

Being new to purchasing property in Spain, we were cautious about Panorama, as we would be with any agent as we hadn’t dealt with them before. With hindsight we need not have been cautious as Panorama were at all times extremely professional and helpful. They made the process of buying our new home extremely easy and stress free, in a way that I suspect is not always the case in southern Spain. Chris, Ulla and the team kept us informed at all stages throughout the process and left us with the clear impression that our requirements as a buyer were equally important as those of the seller. We would have no hesitation in recommending Panorama to any potential buyer.

Christopher and his expert team at Panorama provided us with a tenacious and highly professional service which included realistic and sensible advice which achieved the required result.

I hereby would like to extend my most sincere gratitude to you, Christopher, for giving me the opportunity to participate in the introductory letter to your magazine “The Marbella Property Magazine®” vol. 10, which is a great honor for me. I take this opportunity to congratulate and thank you for the great promotional work you do all over the world of our city through your real estate agency Panorama. Warmest regards Mª Ángeles Muñoz Uriol Mayor of Marbella When I decided to buy a house in Marbella last September 2018, I tried many real estate companies with very little success as no one interpreted what I was looking for and the taste and type of property that could match my lifestyle. A friend of mine recommended me Panorama and Mr Clover and was the best experience of all. Carmen Rivas worked with me with professionalism and perfect understanding of what I was looking for. I bought through Panorama a beautiful and cosy property. From the beginning to the end of the transaction, Panorama was the best choice for their seriousness and excellent service. Thank you to Mr Clover and his team of professionals! Maria Menzel de Schietere de Lophem Switzerland It was a real pleasure to work with Panorama. In early 2018, we decided to buy a property in Marbella and we didn’t know any agencies there. Searching online we found Panorama, we contacted them via email enquiry form and quickly Bianca, a very nice and lovely lady at Panorama, responded to our inquiry and provided us with plenty useful information regarding the process of purchasing property in Marbella together with a large selection of properties available for our consideration. After two months of e-mail exchanges, we arrived in Marbella by mid-July and Bianca showed us a lot of lovely properties, and before leaving Marbella, we found and purchased our dream house. As we were not able to return for the closing of the transaction, Bianca connected us with her colleague Jo, yet another nice and lovely lady at Panorama, who is the Director of Client Services. Jo helped us get our new house ready, including repainting, stair protection, buying the furniture, changing the lock among many other things. On the 23rd December, upon our return to Marbella for the house warming, we were delighted to see that everything had been perfectly done and in perfect functioning order. We were very lucky to have found Panorama and in particularly Bianca and Jo, and thanks to their excellent job, we have now our dream house in Marbella! Ciqiang Lu and Xun Wu China Thanks to Christopher Clover and his team of professionals, in 1995 we bought a beautiful spacious beachside apartment with large terrace with beautiful views to the community and Mediterranean Sea within the urbanization of Marina Puente Romano. We decided to entrust Chris and his team once again with the sale of our property in 2018 with truly outstanding service on every level. In a few weeks he introduced us to a buyer and negotiated a very good price for our property. Everything was well organized and efficiently done including their help in organizing the moving company. We are very satisfied and will definitely recommend Chris Clover and the whole Panorama team without any reservations! Hans J. and Ingeborg Knieriem Germany It is about time we wrote to Beatrice and Sorin to express our gratitude as an epilogue to the completion of our quest for the property best suited to our needs and desire. After several trips to Marbella and thanks to your advice, we zeroed in on “La Trinidad “as the place where we would like to spend time during the cold and rainy season in Brussels. We must say that meeting you both was quite a special and rewarding experience .You helped us in so many ways, your pleasant manners, your kindness and extremely competent guidance and warm support are truly unique. You made us aware of the drawbacks and positive features of the many properties you presented us. Panorama deserves its outstanding reputation and you as it’s dream team contributed so obviously to it. Meeting and getting to know its notorious leader Chris Clover was a great privilege. He is quite a personality and we enjoyed reading his reports on the real estate market present and future ….and his writings on the growth and development of Marbella for which he is an historic witness and essential contributor. Beatrice, Sorin we miss your genuine friendliness and your enthusiastic personalities. We hope to see you as soon as possible. Warmest regards. Micheline Baudecroux and Pierre Guilbert Brussels, Belgium I just want to drop you a note to tell you, especially Chris, what a wonderful experience working with Bianca has been. Bianca has gone above and beyond with her services and duties, and relieved us much of the pressure. She has facilitated absolutely everything and made each step for us as smooth as possible. You are indeed very lucky to have her. Might I add that if it wasn’t for your connection with Savills London we would not have been introduced to Panorama. Indeed your professionalism and superb efficiency allowed us to meet our target. Really a joy to have dealt with Panorama / Savills. I wish you and your company every success and thank you for all once again. Best regards. Hala and Osama Qirreh United Arab Emirates The market knowledge and the maturity that Christopher Clover and his team showed during the entire process resulted in a great success in the sale of my home. I hereby would like to thank Mr. Clover and the entire team for their great help. I will gladly recommend them to my family and friends. Brian Roche United Kingdom Savills International Residential prides itself on working with the very best agents in their field and Panorama Properties is the epitome of that. With a track record of almost 50 years, the team at Panorama Properties take the upmost pride in everything that they do from their marketing initiatives to the first class service that they provide to their clients. We are delighted to have them as part of our international network. Hugo Thistlethwayte Head of International Residential – London, UK We would like to thank Katinka and her father Christopher for all the assistance, kindness and cooperation during the time we did business together. We felt a warm and understanding atmosphere and that is also the advantage of a family business. We were also very pleased with Vedran, who responded quickly in a clear and transparent way. We are sorry for not coming to your office to personally thank you, but you can imagine, how busy we were in getting the house ready for the new owners. And after the completion at the notary we went back to Holland. Maybe we will meet again someday, until then. Sjoerd and Emmy Verhoeve The Netherlands It is always an honour and pleasure for our law firm, and especially for me, to work with Panorama. Christopher and his team, always attend to their clients in a very sincere and professional manner. We encourage Panorama to continue working in the way that they have been doing so well over the years and we hope we will carry on collaborating together in the years to come. With our best wishes, Carlos Llanos Lavigne Lawyer, Plaza Abogados - Marbella, Spain Professionalism, ethics, reliability and dependability are rare qualities in today’s day and age. This is not the case with the team at Panorama, a company whose staff work more as if they are providing a service than as merely being a business broker. This characteristic is what makes Panorama stand out from other companies that have joined the Marbella real estate world over the last 40 years. There is a very important emotional aspect in buying a home, beyond one’s personal finances. This emotive factor is what distinguishes Alex Clover, whose human dimension, spirit of cooperation, his certain spontaneously naive sense of humour, and his personal honesty, make you immediately consider him A FRIEND. These virtues are, at my and Martha’s age and way of looking at life today, simultaneously essential and refreshing. José y Martha Martínez Barcelona, Spain I was able to sell my property through Panorama, and I feel fortunate to have received such an exceptional service throughout the whole process. Especially, I would like to thank Alex for his kindness, professionalism, honesty and his constant willingness to help and guide me in several occasions. Your service was exquisite, not only through the sales process (where I really felt taken care of) but also after the sale was completed. Thank you Panorama! Your outstanding reputation (over so many years) is very well deserved, and thanks to you, Alex, for being not only a great professional but also a good person. Congratulations and I will undoubtedly recommend your services. Isabel Luna Romero Marbella, Spain I just wanted to say thank you very much to you, Javier, for your invaluable help and leadership in the sale of our apartment. Your serious and professional approach in the negotiating coupled to your articulate communication was very important to me and to getting this sale through, and is precisely why Panorama is the leader in property in Marbella and has been for the 20 years I have been around Marbella… and, as I understand, almost three decades before then! Thanks once again and I will not hesitate to recommend you to my friends. Mr. & Mrs. Mohsen Eftekhar London, UK Being new to purchasing property in Spain, we were cautious about Panorama, as we would be with any agent as we hadn’t dealt with them before. With hindsight we need not have been cautious as Panorama were at all times extremely professional and helpful. They made the process of buying our new home extremely easy and stress free, in a way that I suspect is not always the case in southern Spain. Chris, Ulla and the team kept us informed at all stages throughout the process and left us with the clear impression that our requirements as a buyer were equally important as those of the seller. We would have no hesitation in recommending Panorama to any potential buyer. Ruth Glynn Manchester, UK I want to especially congratulate Alfonso Muñoz for the high quality service, professionalism and kindness with which he has conducted the whole sales process and for which I am very grateful. I hadn’t experienced the high sense of security that the Panorama team provided me with in a very long time, which is very important to me. Thanks again. Manuel López Rico Madrid, Spain Christopher and his expert team at Panorama provided us with a tenacious and highly professional service which included realistic and sensible advice which achieved the required result. Chris Coles Guernsey, Channel Islands, UK It is pleasure to record what an exceptional service I have received from Andy and Chris at Panorama. Buying an overseas property requires unique support and their approach to customer engagement, service and professionalism is unmatched. Panorama has made the whole process including connectivity to legal and property services seamless. I would like to express my personal thanks to Andy who has been exceptional in his client service not just throughout the purchase but also with invaluable after sales support. Truly outstanding I wish Panorama every success in the future, you certainly deserve it!

As a lawyer with great experience in the real estate sector on the Costa del Sol I would like to take this opportunity to congratulate Panorama for their professionalism and highly qualified team. It is a pleasure to work with them in any real estate transaction where we happen to be both involved. All my professional experiences with the Panorama team have been exceptional, not only from the legal point of view, where I have found myself being greatly supported by them by providing me all the required documentation, but also from a personal standpoint where their dedication and client service have been second to none.

We purchased a property in the Marina Puente Romano last summer for which Panorama were acting for the vendors. From viewing the property on August 8th to completion on September 27th Panorama’s professionalism shone like a beacon. It was refreshing to deal with honourable people and the role they played coordinating the vendors, lawyers and buyers was first class. I would highly recommend them to any potential vendor or buyer.

On behalf of my wife and myself, I would like to thank you and your agency for your help in finding an apartment in Marbella. The most gratitude to you and your team who with such professional attitude and reliability, succeeded to convince us. I think we are not the easiest customers, but after a few meetings we felt satisfied with your service. This small feedback is done just to let you know, that you found a new Luxembourg customer, and certainly not the last one. My family and myself wish you and your whole team a Happy New Year!

I would like to compliment you, Chris, and your colleagues on the excellent service rendered in my recent house sale in Marbella. The transaction was concluded speedily and efficiently and also at the price recommended by you. Many thanks and kind regards

We are now back in a cold and rainy Finland, but again, we wanted to thank the Panorama Rental Department, especially Beatriz Garvayo for your impeccable service and support during our visit to Marbella. As I said on the phone, your service was absolute top class compared to many other agencies and I will absolutely recommend your services to my friends and relatives when I get the chance.

I would like to thank especially Sarina and Sian from Panorama’s Rental Department for everything that they have done for Pauline and me to make our stay in Marbella, both possible and very enjoyable. We had such a bad experience with other agents that we nearly gave up on renting in Marbella. However once we contacted them everything changed. Not only were they extremely professional in tracking down the type of property that we wanted, they also efficiently followed up on the numerous details that required clarification and confirmation and kept in touch throughout the whole process. That in itself would have been sufficient, but they provided a complete after sales service, assisting us with the difficult adjustment of living in another country and making sure that we knew that they were always available in the event that we encountered any problems. Sarina and Sian are a great advert for Panorama; rest assured that when we return, the only agents that we will be contacting are you. Once again thank you for making our stay so fantastic.

In my experience in buying and selling homes (and believe me, quite a number of them), this sale was handled with a professionalism, seriousness and speed which was really extraordinary. Thank you, Panorama!

Savills reviewed a number of good agencies when seeking its Associate to cover the Marbella area. One agency, however, stood out significantly from the others. We selected Panorama because of its market domination, professionalism, responsiveness, and especially its long history of 45 years of continued, significant success and presence in the Marbella market. After some months into the agreement, we are delighted with our choice and the professionalism Panorama demonstrates not only with the clients we send to them but in all aspects of our relationship with them.

We would like to thank you for your excellent service in assisting us to sell our property. You have been extremely diligent in every aspect and have always kept us well informed on every step of our sale. You run a fantastic company and we were so lucky to have chosen Panorama to sell our property: everything was far easier than we had expected. Keep doing what you are doing! We will not hesitate to refer our friends to you. Many thanks again

Thank you Christopher for your highly professional service of which I was the beneficiary. Panorama acted with great correctness which resulted in a satisfactory conclusion for the vendor within the timescale envisaged. I would strongly recommend you and your practice to all future vendors. My grateful thanks to you and your colleagues. Best Wishes!

I am one of those people who believe that professionalism is not something that can be improvised and I would like to publicly congratulate the Clover family, who has been in the real estate business since 1904 in the United Stated and who, in 1970, decided to open an agency in Marbella called PANORAMA. All my thanks to out to business people such as Christopher Clover who, together with many others, have over the decades, promoted our city’s image and its countless qualities abroad through sustained actions aimed at highlighting and preserving Marbella’s prestige.

I would like to thank both Panorama and Mr. Christopher Clover personally for the high class service I have received from them. I know Chris for many years and his expertise and good will always helped me. I hope to keep in touch in the future and will certainly recommend Panorama to all friends of mine.

I have been a banker for the last 25 years, which has allowed me to interact with a great variety of people with different backgrounds and professions. Christopher Clover, the owner of Panorama, and his team are exceptional in their field, not only providing you with their highly competent service but also they make every effort to help convey market comparables, their excellent knowledge about Marbella and in general the spirit of genuinely caring professionals. Even though finding “the right” property for their clients and closing the deal is their fundamental professional objective, it will never take priority over establishing a friendly, supportive and helpful relationship with their customers. Chris instills this spirit in his whole team, resulting also in an after-sales service second to none. In my opinion, Panorama is a world-class company, the best in their field.

I was impressed by the reliable and responsible attitude displayed by the Panorama team, including the way they insisted on finding the right client, up until the sale was completed. I also want to point out that the economic aspect of the operation was handled magnificently, with each and every one of our agreements carefully respected.

I selected PANORAMA because I believe that only a leading company with years’ worth of experience can offer me the right kind of professional and human service. Considering your excellent customer treatment and the full trustworthiness you offer with your services, Panorama will always be my best option for managing my properties.

Many thanks to Panorama for helping me in my search for a suitable home. Discussions and negotiations were handled by your senior sales representative, Sean Cannon, in such a professional, polite and efficient manner that I feel I can highly recommend your services to everyone I know.

As a property lawyer, my experience with Panorama, in aspects related to the legalities, is very satisfactory, as within their regular protocols they carry out the basic initial searches to supply a reliable legal approach on the properties they have on their books, which is very helpful to make a legal assessment at early stages. Once the client has made the decision to purchase a property their assistance and support is regular and constructive, giving all the necessary indications to go through the purchasing process with the least hassle possible. In that respect, the input is very positive and helps both the client and his solicitor to get to the end of the transaction with the necessary security that is required in this type of business.

“… For the last ten years I have sent them to Panorama because I know that they will be treated faily, honestly. In a profession where there are so many new comers looking for a way to make some easy money, it is most reassuring to count with a long established and serious entity; real professionals with outstanding moral characters.”

When I needed to sell my apartment in Marbella, I decided to put it in the hands of Panorama. Both Chris and his Senior Sales Consultant Sean Cannon’s deep knowledge of the real estate market values and their professionalism in general resulted in, from my perspective, an exceptional service. After only about two months (and in a difficult market) Panorama located a buyer and the sale was closed shortly after. Chris and Sean helped me in many ways that went well beyond their role of real estate agents, and made me feel very secure and protected by them. I am most grateful for their prompt action and many kindnesses.

Dear Chris, thank you so much for the email. I’ve spoken to Vedran, what a lovely man, very pleasant. I must say this because I think it is very important, whatever happens, as I have contacted and spoken to a number of agents in the area, and you are the only agents who (a) have taken the trouble to respond straight away, (b) have been able to give figures for the annual charges straight away, (c) have been pleasant and courteous without being pushy and (d) have made contact by phone at a time which I requested. I have to tell you this means an awful lot and is very much appreciated.

A few words to thank you for having sold my two apartments in Jardines Colgantes, and give you my gratitude, not only for the completion of these matters, but especially for making me feel looked after and protected by you as if I were a very old friend.

I may take this opportunity to express my deep satisfaction and appreciation for the manner in which Alex Clover handled our search and queries in the short time we spent with him. Through his casual and friendly approach combined with clear frankness, sincerity and honesty that do not undermine a shrewd sales approach, Alex showed us additional proofs of the qualities that differentiate Panorama from competitors. Best regards.

The dedication, friendliness, honesty and integrity exhibited by Chris Clover and his staff along with their market knowledge, legal support, and the overall management of this project from start to finish tops all of our other experiences in buying or selling a property.

As an A.P.I. [professional Spanish real estate assignation, as is Panorama] based in Madrid for over 30 years, I admire the professionalism, seriousness, and goodwill you have shown in the several deals that we have made together.

I would like to take this opportunity to give due credit to the well run Estate Agency you direct, but also the sensitivity that comes from listening to your clients and the type of property they are looking for.. Without a doubt, over the last six years, the properties you have offered to me and my family as well as my company, have fitted like a glove.

I would like to thank you with these lines for the good service you have provided me during and since my purchase in Marbella. Panorama’s staff has looked after me in my purchase with a kindness and consideration I have never before experienced with property agents… Your meticulous attention to detail during the transaction, and looking after us after the deeds were signed, helped give me a great start in the home of my dreams that you were able to locate for me.

“… and I still did not get over the brilliant way you [Christopher] conducted this difficult matter. It is more than professionalism, it is talent and you are an artist.”

As a 6th generation Hotelier, I value the experience and efficiency that Panorama guarantees. With more than a quarter of a century of knowledge, Panorama ensured I found and moved into the perfect property in a weekend visit to Marbella.

Since our first purchase in 1975, and our purchases and sales in the last 30 years, your staff has unfailingly guided us with an expertise and a caring professionalism as one could only expect from an agency that has built its reputation on the highest level of personal attention and through its uncompromisingly high standard of ethics.

I would have no reservations in recommending your company to any prospective purchaser and I would confirm the excellent service and professionalism, both from yourself and staff. …. Your company’s service and assistance in helping us secure an excellent lawyer has been exemplary.

I look for a knowledgeable, non-pushy real estate agent with the ability to dedicate his full professional attention to my requirements and willing to assist me with every minute detail of a transaction. Panorama passes that test better than other agents I have dealt with in New York, Paris, Geneva, Perth, London, Munich and Pretoria. Thank you Panorama, keep up the great work!

I want to thank Panorama for the great service to find me the right house for the best price, in the location I wanted. The advice you gave me without conflict of interest with your seller client added to your kind introduction to a great lawyer, Mauro Cruz-Conde, resulted in a magnificent purchase which I highly appreciate and has made me make sure that all my friends come to you. Now, I did not only get the house I wanted for a great deal, but also I gained a wonderful friend. Thank you Chris and your great team.

I have known you and Panorama for more than twenty years and consider your company to be highly competent, responsible, and respected professionals in the Real Estate field, and adept at negotiation and handling the necessary commercial aspects of all types of property transactions, including large transactions where I have had personal experience with you.. It is the integrity and experience of companies such as yours that helps ensure a better service for our many foreign investors in this area.

It would certainly have been difficult to accomplish any purchase at this time had it not been for your timely initiative, your professionalism, and the spirit of our over twenty years’ friendship… As a result you personally located the First Roppongi Building in Tokyo, which is ideally suited to our needs and was not even offered for sale on the open market. I will certainly not hesitate to recommend you without reservation for a mission involving any aspect of the real estate field, anywhere.

We would like to reiterate our thanks to you for all your help in buying our new holiday home in Marbella. All in all, we were very impressed with the friendly and professional service you provided..

Dear Chris, many congratulations on your Fortieth Anniversary. You and your able and professional team have achieved an enormous task in establishing Panorama and building an impeccable International reputation. Bravo! I can remember you from almost 40 years ago, at the Marbella Club, when we first met… you looked like a winner from the start, no kidding!

As a potential Danish buyer without knowledge of the Spanish property market I became really impressed by reading the sober and outstanding local market report and other guides (web site) of Christopher Clover, designed for the use of potential purchasers or sellers of properties within the region of Marbella. That Panorama also within a few couple of days was able to offer us exactly what we were looking for was fantastic. With your professional Panorama profile and your committed Team our important investment really became a success. Special thanks to Vedran Canjuga for his great efforts and after sales service. Thank you Panorama!

Dear Christopher, thank you very for your invaluable help in selling my apartment. Your attention to detail, professional approach and friendly assistance was much appreciated.

I am delighted to collaborate with the agent I respect the most on the coast. Many times, since I have been in your business myself, I have come across your professionalism, your excellent marketing, and your attractive web site and listing database. Now that I had the opportunity to work with some members of your team I can only say that I am convinced I took the right decision.

We would like to thank PANORAMA for their efficient handling of the sale of our property. Their professional attitude, the way they treated us like family, an their extensive experience made the whole process easier.

“…the contract has been signed. If they decide to leave after this period, I hope we can continue with your agency, because up to now, I am very pleased with the professionalism of your team and the treatment received.”

I just wanted to express our gratitude for the way in which you handled the purchase of our home in Spain. It was lovely to deal with a company where everybody did what they promised to do, when they promised to do it… Gill and I were delighted that we found you and that you do actually care about your customers.”

A personal thank you to Sorin and Sarina for the excellent job you did in finding a suitable client for my property in La Trinidad and then managing the whole process from start to finish until my security deposit was returned. These are tough times and the rental at the right price was most welcomed. Your attention to detail, courteous emails and rapid responses have told me that a long term rental is a less stressful deal for the owner especially when done through a company you can trust. Not living in Spain means I have to put my trust in you and you earned my respect. Panorama, you provided exactly what I needed, so a big “gracias”!

Anxious to rent my superbly furnished and decorated townhouse in Los Arqueros, I contacted Panorama….. Panorama lived up to their reputation of being a very professional organization. It took Sorin of Panorama only 8 days to introduce to me a young German couple whose profile met my requirements….. Doing business in a first class way with first class clients seems to be Panorama’s distinctive attribute.

We are moving from Los Angeles, California to beautiful Marbella. We love Panorama for their professionalism and highest level of integrity. They found us the dream house at a fantastic price and even after the deal was closed they showed impeccable customer service supporting and helping us with their logistics and advice whenever needed. They are 100% trustworthy, absolute professionals, honest and a true pleasure to deal with. Thank you Chris and Alex for your hard work and dedication. You have maximized the best deal for our needs.

Since we met in your old office in 1976, you have handled our property transactions in a caring and highly professional manner, and always looked after my family and me with kindness.

Coming from Dubai I am accustomed to a very vibrant and professional real estate market, which I was hoping to find when I first came to Marbella and started my property search. Luckily I came across with Panorama Properties and its professional team, whom I would like to sincerely thank for all their efforts in helping me find a beautiful villa and a fantastic deal. I can thoroughly vouch for the professionalism and attention to detail that Panorama offers to all their clients, and would sincerely recommend their services to anyone interested in the property market in Marbella. Going over and above the call of duty, and providing a personal touch rarely found amongst other real estate brokers, Mr. Clover has also extended his assistance to me even after we finalized our deal in arranging for honest and reliable builders, as well as other services which I could not have done without. Mr. Clover’s invaluable knowledge and experience is a testimonial to the Clover family’s long history in pioneering the real estate industries of the US and Spain, and is ultimately demonstrated by an exceptional level of service.

Let me thank the Panorama team again for the help in navigating us through the purchasing process. We saw hardcore professionalism on one hand and extreme attention to the detail that can make your day or ruin it on the other. We very much appreciated your service 24/7 that is hard to find in the South of Europe. You helped us to save a lot of time and to close a very transparent (funny to hear from Russian) and all parties involved satisfying deal. We have a good heart to recommend Panorama to our friends.

To Mr Christopher Clover, Just a few lines to thank you very much for your intervention during the purchase process of our house. The role of an estate agent is indeed varied and complex: Firstly, he has to get a good grasp of exactly what the buyer is looking for. In this respect, I have to say that straight away Panorama understood me perfectly, I made an offer on the second house that I was shown! My time was not wasted and the property selection was perfectly tuned. However, not only was I shown the exact property that I was searching for, but I was also introduced to the agency´s lawyer, who gave us useful and excellent legal advice from the beginning all the way through to the signing of the purchase. Together, both were able to overcome the obstacles that often arise when acquiring real estate, particularly if the property is in a different country to one´s own or that of the other party, as it was in my case and the seller’s. Right from our first encounter we felt that we were in safe hands and this feeling of total trust was essential for all those involved. It is more than likely that we would not have completed the purchase had it not been for all your help. I have to say that Mr. Christopher Clover represents for the real estate industry in Marbella what Herbert von Karayan represented for classical music: an exceptional orchestra conductor! My family and I wish to send you our most sincere thanks for all the help you gave us. Kind regards.

During these many years, since we met in 1972, you have been of great help to me in the real estate business. You have carefully and intelligently looked after my interests, and I look forward to continuing to do business with you.

I am writing to thank you and the team at Panorama, Marjut Nordstrom and Sean Cannon, for their assistance in connection with the disposal of my apartment in Monte Paraíso. I was referred to Panorama by a client of mine who has an apartment in Marina Puente Romano and I would have no hesitation in recommending Panorama to others.

From the moment I contacted Chris Clover and his team, I was looked after with a level of efficiency and professionalism I have rarely encountered. My apartment was sold within a very short period of time and I did not have to worry about anything. I experienced their courteous help and support right up to the completion of the sale and, therefore, I cannot but recommend this exceptional agency in every respect.

Panorama performed an outstanding job in both marketing and selling my house.. I would highly recommend their professional approach and service to any prospective sellers or buyers of property on the Costa del Sol.

I was delighted with the service that I received from Panorama, everything was most professionally dealt with and in a pleasant manner; they succeeded in selling my house where others had failed – what more can I say!

I believe strongly that successful Real Estate Agencies need to be more than good salesmen. They need to have a comprehensive understanding of the markets in which they operate, and of the factors that affect them. This is particularly important in the Marbella region where the market is local, national and international. I have always been greatly impressed by their Property Market Reports which display a deep understanding of the drivers in their markets, and by the way that Christopher Clover has inculcated his knowledge and standards of service into his team. I have always found them to be charming and helpful, – good people do work with!

Having spent the last 40 years in the UK Estate Agency market it takes something pretty special to impress me. When I am house hunting, whether in the UK or abroad, I seek out the most professional, independently owned estate agents… Having toured the Marbella estate agencies I decided you were the agency I would most prefer to deal with. That was it. I stayed with Panorama until my wife and I found the property we purchased… The team from the Puente Romano office were exceptional throughout.

I purchased my property last year through Panorama Real Estate. The purchase was completed extremely efficiently and on time. I found all the staff of Panorama to be extremely helpful and professional. Nothing seemed to be too much trouble.

“… and a modest townhouse in Marbella that I have to say I really thought was unrentable in the current economic climate but absolute hats off to Sarina Garber of Panorama, who worked the situation, never gave up and took calls from me and possible renters at all hours. She was simply outstanding …”

Panorama dealt with the sale of our apartment in a most professional way from the initial listing to the subsequent sale. We were kept informed throughout the process and they made the actual sale really aggravation-free. The team was really great.

I hereby would like to extend my most sincere gratitude to you, Christopher, for giving me the opportunity to participate in the introductory letter to your magazine “The Marbella Property Magazine®” vol. 10, which is a great honor for me. I take this opportunity to congratulate and thank you for the great promotional work you do all over the world of our city through your real estate agency Panorama. Warmest regards Mª Ángeles Muñoz Uriol Mayor of Marbella When I decided to buy a house in Marbella last September 2018, I tried many real estate companies with very little success as no one interpreted what I was looking for and the taste and type of property that could match my lifestyle. A friend of mine recommended me Panorama and Mr Clover and was the best experience of all. Carmen Rivas worked with me with professionalism and perfect understanding of what I was looking for. I bought through Panorama a beautiful and cosy property. From the beginning to the end of the transaction, Panorama was the best choice for their seriousness and excellent service. Thank you to Mr Clover and his team of professionals! Maria Menzel de Schietere de Lophem Switzerland It was a real pleasure to work with Panorama. In early 2018, we decided to buy a property in Marbella and we didn’t know any agencies there. Searching online we found Panorama, we contacted them via email enquiry form and quickly Bianca, a very nice and lovely lady at Panorama, responded to our inquiry and provided us with plenty useful information regarding the process of purchasing property in Marbella together with a large selection of properties available for our consideration. After two months of e-mail exchanges, we arrived in Marbella by mid-July and Bianca showed us a lot of lovely properties, and before leaving Marbella, we found and purchased our dream house. As we were not able to return for the closing of the transaction, Bianca connected us with her colleague Jo, yet another nice and lovely lady at Panorama, who is the Director of Client Services. Jo helped us get our new house ready, including repainting, stair protection, buying the furniture, changing the lock among many other things. On the 23rd December, upon our return to Marbella for the house warming, we were delighted to see that everything had been perfectly done and in perfect functioning order. We were very lucky to have found Panorama and in particularly Bianca and Jo, and thanks to their excellent job, we have now our dream house in Marbella! Ciqiang Lu and Xun Wu China Thanks to Christopher Clover and his team of professionals, in 1995 we bought a beautiful spacious beachside apartment with large terrace with beautiful views to the community and Mediterranean Sea within the urbanization of Marina Puente Romano. We decided to entrust Chris and his team once again with the sale of our property in 2018 with truly outstanding service on every level. In a few weeks he introduced us to a buyer and negotiated a very good price for our property. Everything was well organized and efficiently done including their help in organizing the moving company. We are very satisfied and will definitely recommend Chris Clover and the whole Panorama team without any reservations! Hans J. and Ingeborg Knieriem Germany It is about time we wrote to Beatrice and Sorin to express our gratitude as an epilogue to the completion of our quest for the property best suited to our needs and desire. After several trips to Marbella and thanks to your advice, we zeroed in on “La Trinidad “as the place where we would like to spend time during the cold and rainy season in Brussels. We must say that meeting you both was quite a special and rewarding experience .You helped us in so many ways, your pleasant manners, your kindness and extremely competent guidance and warm support are truly unique. You made us aware of the drawbacks and positive features of the many properties you presented us. Panorama deserves its outstanding reputation and you as it’s dream team contributed so obviously to it. Meeting and getting to know its notorious leader Chris Clover was a great privilege. He is quite a personality and we enjoyed reading his reports on the real estate market present and future ….and his writings on the growth and development of Marbella for which he is an historic witness and essential contributor. Beatrice, Sorin we miss your genuine friendliness and your enthusiastic personalities. We hope to see you as soon as possible. Warmest regards. Micheline Baudecroux and Pierre Guilbert Brussels, Belgium I just want to drop you a note to tell you, especially Chris, what a wonderful experience working with Bianca has been. Bianca has gone above and beyond with her services and duties, and relieved us much of the pressure. She has facilitated absolutely everything and made each step for us as smooth as possible. You are indeed very lucky to have her. Might I add that if it wasn’t for your connection with Savills London we would not have been introduced to Panorama. Indeed your professionalism and superb efficiency allowed us to meet our target. Really a joy to have dealt with Panorama / Savills. I wish you and your company every success and thank you for all once again. Best regards. Hala and Osama Qirreh United Arab Emirates The market knowledge and the maturity that Christopher Clover and his team showed during the entire process resulted in a great success in the sale of my home. I hereby would like to thank Mr. Clover and the entire team for their great help. I will gladly recommend them to my family and friends. Brian Roche United Kingdom Savills International Residential prides itself on working with the very best agents in their field and Panorama Properties is the epitome of that. With a track record of almost 50 years, the team at Panorama Properties take the upmost pride in everything that they do from their marketing initiatives to the first class service that they provide to their clients. We are delighted to have them as part of our international network. Hugo Thistlethwayte Head of International Residential – London, UK We would like to thank Katinka and her father Christopher for all the assistance, kindness and cooperation during the time we did business together. We felt a warm and understanding atmosphere and that is also the advantage of a family business. We were also very pleased with Vedran, who responded quickly in a clear and transparent way. We are sorry for not coming to your office to personally thank you, but you can imagine, how busy we were in getting the house ready for the new owners. And after the completion at the notary we went back to Holland. Maybe we will meet again someday, until then. Sjoerd and Emmy Verhoeve The Netherlands It is always an honour and pleasure for our law firm, and especially for me, to work with Panorama. Christopher and his team, always attend to their clients in a very sincere and professional manner. We encourage Panorama to continue working in the way that they have been doing so well over the years and we hope we will carry on collaborating together in the years to come. With our best wishes, Carlos Llanos Lavigne Lawyer, Plaza Abogados - Marbella, Spain Professionalism, ethics, reliability and dependability are rare qualities in today’s day and age. This is not the case with the team at Panorama, a company whose staff work more as if they are providing a service than as merely being a business broker. This characteristic is what makes Panorama stand out from other companies that have joined the Marbella real estate world over the last 40 years. There is a very important emotional aspect in buying a home, beyond one’s personal finances. This emotive factor is what distinguishes Alex Clover, whose human dimension, spirit of cooperation, his certain spontaneously naive sense of humour, and his personal honesty, make you immediately consider him A FRIEND. These virtues are, at my and Martha’s age and way of looking at life today, simultaneously essential and refreshing. José y Martha Martínez Barcelona, Spain I was able to sell my property through Panorama, and I feel fortunate to have received such an exceptional service throughout the whole process. Especially, I would like to thank Alex for his kindness, professionalism, honesty and his constant willingness to help and guide me in several occasions. Your service was exquisite, not only through the sales process (where I really felt taken care of) but also after the sale was completed. Thank you Panorama! Your outstanding reputation (over so many years) is very well deserved, and thanks to you, Alex, for being not only a great professional but also a good person. Congratulations and I will undoubtedly recommend your services. Isabel Luna Romero Marbella, Spain I just wanted to say thank you very much to you, Javier, for your invaluable help and leadership in the sale of our apartment. Your serious and professional approach in the negotiating coupled to your articulate communication was very important to me and to getting this sale through, and is precisely why Panorama is the leader in property in Marbella and has been for the 20 years I have been around Marbella… and, as I understand, almost three decades before then! Thanks once again and I will not hesitate to recommend you to my friends.

Your name and reputation have always been very prominent in the real estate market. This type of reputation comes only by being able to deliver over and over throughout the years. This you can’t buy but must work hard day and night for this type of recognition and reputation in this difficult sector. I want to thank you again for a professional job well done.